CHASE / PREMIUM
Chase Sapphire Reservefees & costs
A premium travel card with a $795 annual fee. Adding an authorized user creates another annual charge.
U.S. consumer card · Reviewed
Fee breakdown
Published fees for the U.S. consumer product. Your offer or existing card agreement may differ.
| Annual membership | $795 per year. Source |
|---|---|
| Foreign transactions | No issuer foreign-transaction fee. Source |
| Authorized user | $195 per authorized user, per year. Source |
| Other charges & APR | Review the issuer's current pricing disclosure for interest rates, transfer and cash-advance fees, late charges, and any installment-plan charges not listed above. Current offer and terms |
A foreign-transaction fee is separate from exchange rates, ATM charges or fees imposed by a merchant. Fee examples exclude these costs.
A SIMPLE EXAMPLE
$795 in yearly fees
With $1,000 in foreign purchases: $795 annual fee + $0 foreign-transaction fees = $795.
Illustration only. No interest, other fees, rewards or credits are included.
Try your own spending amount →What the card offers
Earn Chase Ultimate Rewards points and access eligible travel benefits. The usefulness of credits depends on your bookings and spending, not their headline value. Rewards terms
When to compare it
Compare it if you travel often enough to make use of premium benefits. Include every additional-card fee in your household's annual cost.
What to watch
A large collection of credits is not a cash rebate on the annual fee. Check booking channels, enrollment, spending requirements and expiration periods.
Issuer sources & review notes
Reviewed October 13, 2026. These are direct issuer links. Published fees can change and offers can vary by applicant or channel. Before applying, use the current rates-and-fees disclosure for the offer you receive.
- Chase Sapphire Reserve: official fees and card information
- Chase: Reserve fees and no foreign-transaction fee
FeeHQ provides general cost information, not personalized financial advice. We do not guarantee approval, benefits or savings.