CAPITAL ONE / CASH BACK
Capital One Savorfees & costs
A cash-back option for food, entertainment and streaming purchases, with no annual or foreign-transaction fee.
U.S. consumer card · Reviewed
Fee breakdown
Published fees for the U.S. consumer product. Your offer or existing card agreement may differ.
| Annual membership | $0 per year. Source |
|---|---|
| Foreign transactions | No issuer foreign-transaction fee. Source |
| Other charges & APR | Review the issuer's current pricing disclosure for interest rates, transfer and cash-advance fees, late charges, and any installment-plan charges not listed above. Current offer and terms |
A foreign-transaction fee is separate from exchange rates, ATM charges or fees imposed by a merchant. Fee examples exclude these costs.
A SIMPLE EXAMPLE
$0 in yearly fees
With $1,000 in foreign purchases: $0 annual fee + $0 foreign-transaction fees = $0.
Illustration only. No interest, other fees, rewards or credits are included.
Try your own spending amount →What the card offers
Earn 3% cash back on eligible dining, grocery, entertainment and popular streaming purchases; 1% on other purchases. Superstores such as Walmart and Target do not count as grocery stores. Rewards terms
When to compare it
A useful starting point when you want category rewards without a yearly membership charge. Compare its eligible categories with where you actually shop.
What to watch
Merchant coding determines eligibility. A supermarket inside another business, a superstore or a third-party payment service may not earn the grocery rate.
Issuer sources & review notes
Reviewed October 13, 2026. These are direct issuer links. Published fees can change and offers can vary by applicant or channel. Before applying, use the current rates-and-fees disclosure for the offer you receive.
FeeHQ provides general cost information, not personalized financial advice. We do not guarantee approval, benefits or savings.