CITI / CASH BACK
Citi Double Cashfees & costs
A no-annual-fee card with a two-part cash-back structure and a fee for foreign purchases.
U.S. consumer card · Reviewed
Fee breakdown
Published fees for the U.S. consumer product. Your offer or existing card agreement may differ.
| Annual membership | $0 per year. Source |
|---|---|
| Foreign transactions | 3% of the transaction amount in U.S. dollars. Source |
| Authorized user | No authorized-user fee. Source |
| Other charges & APR | Review the issuer's current pricing disclosure for interest rates, transfer and cash-advance fees, late charges, and any installment-plan charges not listed above. Current offer and terms |
A foreign-transaction fee is separate from exchange rates, ATM charges or fees imposed by a merchant. Fee examples exclude these costs.
A SIMPLE EXAMPLE
$30 in yearly fees
With $1,000 in foreign purchases: $0 annual fee + $30 foreign-transaction fees = $30.
Illustration only. No interest, other fees, rewards or credits are included.
Try your own spending amount →What the card offers
Earn 2% cash back on purchases in two parts: 1% when you buy and 1% as you pay for those purchases, subject to the rewards terms. Rewards terms
When to compare it
Compare it if you want to earn without tracking rotating categories. Pay attention to the payment requirement for the second part of the reward.
What to watch
A balance-transfer promotion is not the same as an introductory purchase rate. Check transfer charges and the effect of a transferred balance on purchase interest before using both features.
Issuer sources & review notes
Reviewed October 13, 2026. These are direct issuer links. Published fees can change and offers can vary by applicant or channel. Before applying, use the current rates-and-fees disclosure for the offer you receive.
FeeHQ provides general cost information, not personalized financial advice. We do not guarantee approval, benefits or savings.